Business Insurance

Contractors pollution liability insurance should be a part of every contractor's insurance solution. Protect against third-party bodily injury, death, and damage to property as a result of sudden or gradual environmental liabilities.

Design-build contractors face unique liability risks and must consider professional liability insurance to fill in gaps cause be general construction liability insurance.

Make getting insurance for your Ontario craft brewery easier by working with a licensed business insurance broker. Protect your blood, sweat, and beers with the latest insurance options for your craft brewery.

Adding drone operations to any business is risky. Thankfully, there are ways to limit your risk to drone operations, including drone liability insurance. Read our complete guide to commercial drone use.

Online fraud is becoming one of the most popular forms of fraud among cybercriminals. Learn how to protect yourself and your business from online fraud.

The ever-increasing threats of social engineering attacks require business owners to educate themselves and their employees on cyber threats. With COVID-19 leading to more and more people working from home, cybersecurity has gained even more importance.

A hard insurance market in Ontario leads to higher prices for business insurance. Learn more about how a hard market means in insurance.

The Ontario government's Ministry of Health provided a screening tool to use on workers and essential visitors upon entering the workplace.

Having a cleaning log for your organization is important now more than ever! Consider these COVID-19 cleaning best practices and keeping a log to ensure you do your part to help contain the spread of COVID-19.

Eliminating gender discrimination in the workplace and other biases can be a difficult task, even with the best intentions. Take these considerations for mitigating bias in the workplace.

Securing business insurance for cars is more complicated than getting personal auto insurance. Learn the benefits of commercial auto insurance.

Employees working remotely have become more prevalent due to COVID-19; keeping them engaged can be challenging but we provide some tips.

Employees working from home opens up businesses of all sizes to more cybersecurity threats. Consider these cybersecurity measures to protect your business.

Get all your policies and documents in one place with Scrivens Online. We are committed to offering you on-demand access to your vital insurance documents 24/7 from any device.

With the Ontario government planning to reopen, your company and its employees must be protected when it's time to do so. We discuss a post-COVID-19 pandemic return to work plan.

FAQ about business interruption coverage amid the COVID-19 pandemic.

The Ontario fiscal plan devotes significant resources to dealing with the virus with both short and long-term financial outlooks on significant areas of government spending, including a $3.3 billion increase in funding to various healthcare projects.

Social media can help organizations engage with customers and expand their reach, but using it comes with potential risks.

Ontario winter weather means higher risks for businesses. Learn some tips to control your workplace's winter weather risks

Vacant property insurance can help protect your vacant real estate, but here are more ways to help limit your risk and liability.

Simply put, a Commercial General Liability (CGL) policy casts a wide net of protection for you and your business by covering various liabilities.

Learn about the insurance pricing cycle and the risk management strategies to use to secure the best possible price, whatever market conditions prevail.

In order to protect your organization, consider these mobile device security tips for employers.

Cyber security attacks have targeted an alarming majority of Canadian companies, pointing out the importance of cyber liability insurance

If you conduct business in your home, insuring your business properly is part of a solid risk management plan.

It's important to offer a comprehensive employee benefits program to retain employees and keep them engaged, healthy, and feeling appreciated. An employer's business is only as good as its employees.

In order to avoid fines and penalties, organizations will need to understand PIPEDA and its basic requirements.

In the world of contractors' equipment, theft is a major threat to your bottom line. Here are five things you can do to protect your equipment against major loss and theft.

Even when acting in good faith, directors and officers of non-profits expose themselves to risks with each decision they make on behalf of their organization. In the event of a claim, non-profit leaders could suffer severe damage to their reputation and personal finances simply based on their decisions.

The goal of this survey was to learn how knowledgeable organizations are on privacy issues and requirements, understand the types of privacy policies and practices they have in place, and determine their privacy information needs.

It's time to renovate your home or cottage! Whether you have hired someone to renovate or you're doing it yourself, there are some things you need to be aware.

With the federal legalization of recreational marijuana right around the corner, it’s more important than ever that employers understand the dangers of workplace impairment, particularly as it relates to marijuana usage.

Neglecting to prepare your property for possible flooding can sink your business. Stay afloat with solid preparation and a thorough flood plan.

WISB recently launched a new online tool to make health and safety a matter of public record. Compass lets Ontarians find and compare health and safety statistics for businesses across Ontario.

Technology has added efficiency and modern conveniences to daily life. Among these conveniences, computer experts have managed to apply digital traits to new, online currencies in what is called cryptocurrencies.

Overall, the budget aims to narrow the deficit to $18.1 billion; however, there is no target date for a return to balance.

Almost 40% of workers report having been bullied. Bullying can cause emotional and physical damage to employees; such damage often includes feelings of inadequacy and low self-esteem.

Preparing for the year ahead can set your construction firm up for success in 2018 while simultaneously helping you avoid major setbacks. In order to stay competitive, the following are five major construction trends for 2018

As the economy becomes increasingly complex and unpredictable, businesses continue to face serious legal risks. According to a report from Borden Ladner Gervais, this year is no exception.

Workers exposed to extremely cold conditions are at risk of serious health problems, including hypothermia, frostbite, dehydration, and muscle injuries.

The government hopes these technologies—electronic stability controls and electronic logging devices (ELDs)—will improve road safety and create a more level playing field in terms of compliance.

A social host may be held responsible for the acts of their guests if their conduct creates or exacerbates a risk to the public.

Yahoo Says All Accounts Were Hacked in 2013, Equifax Cyber Security Incident, Canadian Government Hit by State-sponsored Cyber Attacks an Average of Once Per Week

One of the best ways employers can protect their business from costly and devastating fires is by establishing a fire safety plan.

Severe winter weather can lead to commercial property damage, employee illness or injury, and possible business closures.

Learn how to avoid construction defect claims. Construction defect claims are common risks for architects, engineers, and contractors.

Approximately 215 older adults are hospitalized each day because of falls. Falls are a cause of serious injury in older adults and it's critical to learn ways to keep loved ones safe.

Gas stations and truck stops are a popular target for criminals, and it’s important to do the following in order to safeguard your drivers and cargo

The Canadian government published proposed regulations relating to the mandatory reporting of privacy breaches under Canada’s federal data protection law, the Personal Information Protection and Electronic Documents Act.

For cyber insurance in Ontario to be effective, it requires these 5 best practices when applying for cyber insurance.

Follow these night driving safety tips to keep focused on the road ahead. 15 ways to driver safer at night

On July 31, 2017, HBO revealed that a group of hackers had stolen 1.5 terabytes of data from the network. Following the breach, unaired episodes of “Game of Thrones,” one of HBO’s flagship shows were systematically leaking spoilers.

Recruiting and retaining skilled talent can be a challenge for businesses across Ontario - especially as markets are faced with an aging workforce and a lack of young talent.

Here are 10 hazards in the work place for construction sites that can cause serious injuries or even death, making it all the more important to be aware of the most common threats facing employees.

A report found that the average total cost of a data breach is approximately $5.78 million.

When working in the manufacturing industry, proper shop lighting is key to preventing employee injuries. Specifically, improper lighting can create the following exposures:

Cyber security importance is growing in all industries. Organizations are adopting new, more efficient technology more quickly, opening themselves up to be targets of cyber criminals.

Excessive workplace noise can cause hearing damage that is disabling and often permanent.

While it’s best not to work outside in high temperatures, the nature of certain jobs—like construction or landscaping—sometimes makes it unavoidable.

Get cyber insurance explained in a way that you can understand and apply to your business. The level of coverage your business needs can vary depending on your range of exposure, and it’s important to work with an experienced cyber insurance broker.

Another global cyber attack was activated Tuesday, June 27, leaving companies across Europe, Australia, and the United Stated struggling to respond.

Small businesses face many types of cyber attacks and could have to front $46,000 or more per event. Learn more about the common types of cyber attacks that threaten small businesses.

Ensure that you can help your co-worker during these six first-aid emergencies.

The Centre for International Governance Innovation (CIGI) recently found that 1 in 4 internet users would have no idea how to respond to a ransomware attack.

Floods can be miserable ordeals, even with extensive preparation. Read on to learn five tips to properly restore a business after a flood.

A strong reputation has the potential to be your largest asset, but just one crisis could irrevocably tarnish your image and ruin your business.

During a move, businesses may experience challenges that can adversely impact their bottom lines if the proper planning isn't considered. Learn what steps to take to ensure a successful move.

Employee and customer slips and falls are a large liability for your company. Train employees to practice slip and fall safety using good housekeeping and prevention techniques.

Emergencies of all kinds can have a significant impact on the workplace and can harm the health of your employees and property. Specifically, things like fires, explosions, medical emergencies, earthquakes, power failures, and chemical spills can occur without warning, potentially costing organizations time and money.

Preventing injury and illness on the job is something all employees should take seriously. The health of workers and their families is at stake.

The full budget details how the government will spend $330 billion ($1 billion of new spending) on programs, services and paying down Canada's debt.

Builders risk insurance provides valuable protection in the event of a direct property loss experienced by a contractor, project owner, or other insured party during the construction process.

In insurance, a catastrophic event is one that is typically unpredictable and causes extreme loss. Catastrophic events can be either natural or man-made disasters, and common examples include earthquakes, floods, hurricanes, wildfires, and terrorist attacks.

Learn about reducing occupational fraud within your business to help protect it from the most damaging cyber attacks.

Trade credit insurance - also know as credit insurance or export credit insurance - is a form of insurance that transfers risk for businesses seeking to protect their accounts receivable against nonpayment.

According to a recent report, businesses can expect to see an increase in the number and severity of cyber attacks in 2017 and a large number of politically motivated cyber attacks near the end of 2016 will escalate into larger cyber attack conflicts.

You can prevent cyber attacks by educating your employees on the risks and common vulnerabilities of your business.

According to a recent World Health Organization (WHO) study, smoking costs the global economy more than $1 trillion per year in health care costs and lost productivity. Furthermore, the number of tobacco-related deaths is projected to increase from 6 million to 8 million annually by 2030.

In today's business climate of corporate transparency and accountability, an organization's officers and directors face a myriad of employment-related exposures. Regardless of your company's size or mission, the legal costs associated with a lawsuit can be crippling for both the organization and your directors and officers. We now explore 5 of the most common sources of directors and officers (D&O) liability.

2017 was not without its share of cyber security incidents—incidents that impacted companies of all sizes and affected multiple industries. The following are some of the biggest cyber security disasters of 2017.

Recently, Dynamic Network Services Inc. (Dyn) - a cloud-based internet performance management (IPM) company in the United States - had its server infrastructure compromised following distributed denial-of-service (DDoS) attacks. How the attacked worked and key takeaways.

These changes are meant to strengthen and clarify existing requirements relating to the use of suspended access equipment. Suspended access equipment refers to work platforms or seating that is suspended by wire ropes from an overhead roof anchor. These platforms or seating that is suspended by wire ropes from an overhead roof anchor. These platforms are often lowered along the face of a building or structure. Examples include things like swing stages and boatswain's chairs.