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Employee and customer slips and falls are a large liability for your company. Train employees to practice slip and fall safety using good housekeeping and prevention techniques.
It is important that workers are trained to spot unsafe conditions that could lead to slips and falls and do everything possible to prevent them.
Workers or customers can suffer falls for various reasons - they could slip and lose balance, trip over objects left improperly in a walkway or simply fall from an elevated position to the ground.
To avoid slips and falls, all staff members should be on the lookout for foreign substances on the floor. Watch for:
Even small quantities can be enough to cause a fall.
When entering a building from the outdoors or from debris or storage areas, workers should clean footwear thoroughly. In snowy and rainy weather, workers should put doormats near store entrances and mop up extra water that accumulates. Patrons, especially children, should be asked to walk instead of run.
It's also important that employees constantly monitor the store for tripping hazards. Trash, unused materials or any object left in aisles designed for pedestrian traffic invites falls. Extension cords, tools, carts, extra stock and other items should be removed or properly barricaded off.
If equipment, supplies or products are left in walkways, employees should report it and let the proper personnel remove it. Proper placement of trash and recycling bins can help reduce debris. Employees should ensure that bins are emptied regularly.
Employees should only walk in designated walking areas and maintain a store layout that keeps patrons in areas where they will be safe. Shortcuts through a machine, storage or back stock areas invite accidents.
Employees and patrons should be encouraged to hold on to handrails when using stairs or ramps. If an employee or patron is carrying a heavy load that hampers the ability to properly ascend or descend stairs, he or she should be directed toward the nearest elevator.
The worst falls are from elevated positions, such as ladders, and can result in serious injury or death. It's crucial that ladders that are not in use are stored safely away from customers. If a ladder must be left out, it should be locked to prevent customers from climbing it.
Slips and falls occur every day. The extent of injuries and their recurrence can be minimized through proper safety knowledge, good housekeeping and prevention.
Financial advising involves providing guidance and advice to individuals, families, or businesses to help them make informed decisions about their financial matters. This can include various aspects such as investment planning, retirement planning, tax planning, estate planning, and more. Financial advisors analyze their clients' financial situations, goals, and risk tolerance to create customized strategies that align with their objectives.
Financial planning is crucial for several reasons:
Goal Achievement: It helps individuals set and achieve financial goals, whether they are short-term, such as buying a home, or long-term, like funding a comfortable retirement.
Risk Management: Financial planning addresses risks by considering insurance, emergency funds, and other protective measures.
Budgeting and Saving: It promotes responsible money management through budgeting and saving, fostering financial stability.
Wealth Building: Effective financial planning can lead to wealth accumulation and the creation of a secure financial future.
Yes, financial advisors can help with debt management. They can assess your overall financial situation, create a budget, and develop strategies to pay down debt efficiently. They may also negotiate with creditors on your behalf, provide debt consolidation recommendations, and offer guidance on prioritizing and managing debt repayment.
The specific responsibilities of a financial advisor can vary, but generally, they:
The fees charged by financial advisors can vary widely based on factors such as the advisor's experience, the services provided, and the region.
Common fee structures include:
Hourly Fees: Advisors charge an hourly rate for their services.
Flat or Fixed Fees: A set fee is charged for specific services or a comprehensive financial plan.
Asset-based Fees: Fees are a percentage of the assets under management (AUM).
Commission-based Fees: Advisors earn commissions on financial products they sell.
Combination of Fees: Advisors may use a combination of the above fee structures.
It's important to discuss and clarify fee arrangements with a potential financial advisor before engaging in their services.