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Securely Access Your Insurance Documents With Scrivens Online
The ongoing pandemic has certainly been challenging for many of our clients and we hear your concerns.
Most frequent concern: your driving habits have changed because you are no longer commuting to work.
Most insurance providers offered a one-time rebate for automobile policyholders. However, if you are permanently working from home or your annual mileage has changed permanently, please provide these details to your broker.
Also, insurance companies are quickly moving towards a paperless process and we welcome this much-needed transition.
Scrivens Online is here to serve your needs.
This means you will securely receive your policy documents from your Scrivens Online account.
Scrivens is committed to offering you on-demand access to your vital insurance documents 24/7.
You can access Scrivens Online on any web browser or download the app on the Apple and Google Play app stores.
The benefits of Scrivens Online
- Access your insurance information from any device
- Request changes or updates
- Download a digital proof of car insurance (Pink Card)
- Instantly report a claim, including attaching photos
- Find your insurance broker’s contact info
- Ensure your contact information is up-to-date
As your insurance broker, we’re here for YOU.
Create your Scrivens Online account at scrivens.ca/GetStarted
FAQs
What is financial advising?
Financial advising involves providing guidance and advice to individuals, families, or businesses to help them make informed decisions about their financial matters. This can include various aspects such as investment planning, retirement planning, tax planning, estate planning, and more. Financial advisors analyze their clients' financial situations, goals, and risk tolerance to create customized strategies that align with their objectives.
Why is financial planning important?
Financial planning is crucial for several reasons:
Goal Achievement: It helps individuals set and achieve financial goals, whether they are short-term, such as buying a home, or long-term, like funding a comfortable retirement.
Risk Management: Financial planning addresses risks by considering insurance, emergency funds, and other protective measures.
Budgeting and Saving: It promotes responsible money management through budgeting and saving, fostering financial stability.
Wealth Building: Effective financial planning can lead to wealth accumulation and the creation of a secure financial future.
Can financial advisors help with debt?
Yes, financial advisors can help with debt management. They can assess your overall financial situation, create a budget, and develop strategies to pay down debt efficiently. They may also negotiate with creditors on your behalf, provide debt consolidation recommendations, and offer guidance on prioritizing and managing debt repayment.
What exactly does a financial advisor do?
The specific responsibilities of a financial advisor can vary, but generally, they:
- Conduct a thorough analysis of a client's financial situation, including income, expenses, assets, and liabilities.
- Develop personalized financial plans based on the client's goals, risk tolerance, and time horizon.
- Provide investment advice and portfolio management services.
- Offer guidance on retirement planning, estate planning, tax planning, and insurance.
- Monitor and adjust financial plans as needed based on changes in the client's life or market conditions.
- Educate clients on financial matters and empower them to make informed decisions.
What is the average fee for a financial advisor?
The fees charged by financial advisors can vary widely based on factors such as the advisor's experience, the services provided, and the region.
Common fee structures include:
Hourly Fees: Advisors charge an hourly rate for their services.
Flat or Fixed Fees: A set fee is charged for specific services or a comprehensive financial plan.
Asset-based Fees: Fees are a percentage of the assets under management (AUM).
Commission-based Fees: Advisors earn commissions on financial products they sell.
Combination of Fees: Advisors may use a combination of the above fee structures.
It's important to discuss and clarify fee arrangements with a potential financial advisor before engaging in their services.