Prevent Text Neck

Updated:
July 12, 2018

According to a recent report from The Spine Journal, surgeons are noticing an increase in patients with text neck - upper back and neck pain related to poor posture when using mobile devices.

In fact, young patients who shouldn't yet have back and neck issues are reporting disk hernias and alignment problems. As mobile device usage is relatively recent, such injuries are unprecedented, and doctors are worried about the effects of prolonged usage on people's posture as they age.

In order to prevent text next, we recommend the following tips when using a smartphone or mobile device:

  • ‍Hold your mobile device at eye level to prevent stress on the neck and spine
  • Take frequent breaks to lessen the strain on your neck
  • Use a desktop monitor at eye level when working on a laptop for extended periods of time
  • Perform stretches throughout the day to improve blood circulation and relieve tension caused by poor posture. Some examples include rolling the shoulders or tilting the head to the left and right
  • Use web versions of instant messaging services instead of the mobile version. In doing so, you can avoid looking down at your mobile device and maintain better posture

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FAQs

What is financial advising?

Financial advising involves providing guidance and advice to individuals, families, or businesses to help them make informed decisions about their financial matters. This can include various aspects such as investment planning, retirement planning, tax planning, estate planning, and more. Financial advisors analyze their clients' financial situations, goals, and risk tolerance to create customized strategies that align with their objectives.

Why is financial planning important?

Financial planning is crucial for several reasons:

Goal Achievement: It helps individuals set and achieve financial goals, whether they are short-term, such as buying a home, or long-term, like funding a comfortable retirement.

Risk Management: Financial planning addresses risks by considering insurance, emergency funds, and other protective measures.

Budgeting and Saving: It promotes responsible money management through budgeting and saving, fostering financial stability.

Wealth Building: Effective financial planning can lead to wealth accumulation and the creation of a secure financial future.

Can financial advisors help with debt?

Yes, financial advisors can help with debt management. They can assess your overall financial situation, create a budget, and develop strategies to pay down debt efficiently. They may also negotiate with creditors on your behalf, provide debt consolidation recommendations, and offer guidance on prioritizing and managing debt repayment.

What exactly does a financial advisor do?

The specific responsibilities of a financial advisor can vary, but generally, they:

  1. Conduct a thorough analysis of a client's financial situation, including income, expenses, assets, and liabilities.
  2. Develop personalized financial plans based on the client's goals, risk tolerance, and time horizon.
  3. Provide investment advice and portfolio management services.
  4. Offer guidance on retirement planning, estate planning, tax planning, and insurance.
  5. Monitor and adjust financial plans as needed based on changes in the client's life or market conditions.
  6. Educate clients on financial matters and empower them to make informed decisions.
What is the average fee for a financial advisor?

The fees charged by financial advisors can vary widely based on factors such as the advisor's experience, the services provided, and the region.

Common fee structures include:

Hourly Fees: Advisors charge an hourly rate for their services.
Flat or Fixed Fees: A set fee is charged for specific services or a comprehensive financial plan.
Asset-based Fees: Fees are a percentage of the assets under management (AUM).
Commission-based Fees: Advisors earn commissions on financial products they sell.
Combination of Fees: Advisors may use a combination of the above fee structures.
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It's important to discuss and clarify fee arrangements with a potential financial advisor before engaging in their services.