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Employee Spotlight: Claude Miron
Scrivens has a diverse team of professionals: from industry influencers to musicians, from analysts to poets. The Employee Spotlight series aims to highlight the talented individuals who work here. Each month, we’ll be featuring an interview here on the blog and on our social accounts.
Claude Miron, Commercial Account Executive
This month, meet our newest team member, Claude Miron. Claude recently joined our commercial insurance team in January 2021 as a Commercial Account Executive. He began his insurance career in 1992 with a leading international insurance company.
He then entered the brokerage ranks in construction, trades, and surety in 1998 where he added to his considerable technical knowledge. Claude holds the Canadian Accredited Insurance Broker (CAIB) designation and is fluently bilingual in English and French.
What is your favourite thing about your role?
As an account executive I meet a lot of amazing business owners and I really enjoy learning about each of their businesses.
What do you like most about working at Scrivens?
Well, I haven't been working here long but everyone has been very friendly. It's been an easy transition and I'm happy to be working with such an easygoing team.
What is one career lesson you have learned so far?
Listen to your customer!!
What is your favourite travel destination?
Actually, my favourite place to visit is my cottage. It's more like a home-away-from-home and I love to just get away from "daily life" and relax, but not have to travel too far.
Favourite Quote:
Listen, you smell something?
Do you have a hidden talent?
I do. Do you know Mister Fantastic? I have knees like his: super flexible!
Do you have any pets?
Yes! I have a cat named Neo.
Where did you grow up?
Montreal
What is your favourite hobby?
Playing guitar. One positive I have taken from the Covid pandemic is it has given me more time at home to practice.
Also, I'm a huge movie and trivia buff! I hear Scrivens often has trivia contests and I can't wait to challenge the rest of the Scrivens team!
FAQs
What is financial advising?
Financial advising involves providing guidance and advice to individuals, families, or businesses to help them make informed decisions about their financial matters. This can include various aspects such as investment planning, retirement planning, tax planning, estate planning, and more. Financial advisors analyze their clients' financial situations, goals, and risk tolerance to create customized strategies that align with their objectives.
Why is financial planning important?
Financial planning is crucial for several reasons:
Goal Achievement: It helps individuals set and achieve financial goals, whether they are short-term, such as buying a home, or long-term, like funding a comfortable retirement.
Risk Management: Financial planning addresses risks by considering insurance, emergency funds, and other protective measures.
Budgeting and Saving: It promotes responsible money management through budgeting and saving, fostering financial stability.
Wealth Building: Effective financial planning can lead to wealth accumulation and the creation of a secure financial future.
Can financial advisors help with debt?
Yes, financial advisors can help with debt management. They can assess your overall financial situation, create a budget, and develop strategies to pay down debt efficiently. They may also negotiate with creditors on your behalf, provide debt consolidation recommendations, and offer guidance on prioritizing and managing debt repayment.
What exactly does a financial advisor do?
The specific responsibilities of a financial advisor can vary, but generally, they:
- Conduct a thorough analysis of a client's financial situation, including income, expenses, assets, and liabilities.
- Develop personalized financial plans based on the client's goals, risk tolerance, and time horizon.
- Provide investment advice and portfolio management services.
- Offer guidance on retirement planning, estate planning, tax planning, and insurance.
- Monitor and adjust financial plans as needed based on changes in the client's life or market conditions.
- Educate clients on financial matters and empower them to make informed decisions.
What is the average fee for a financial advisor?
The fees charged by financial advisors can vary widely based on factors such as the advisor's experience, the services provided, and the region.
Common fee structures include:
Hourly Fees: Advisors charge an hourly rate for their services.
Flat or Fixed Fees: A set fee is charged for specific services or a comprehensive financial plan.
Asset-based Fees: Fees are a percentage of the assets under management (AUM).
Commission-based Fees: Advisors earn commissions on financial products they sell.
Combination of Fees: Advisors may use a combination of the above fee structures.
It's important to discuss and clarify fee arrangements with a potential financial advisor before engaging in their services.