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October is Canada's Healthy Workplace Month, which provides employers an excellent opportunity to promote healthy, active lifestyles for employees to be healthy and stay engaged.
You can build your wellness program to address any number of goals or problem areas. Consider these programs and incentives that can help your employees develop healthy habits and lead a more active lifestyle.
You can target different populations by providing a variety of classes at different times. Some people will be attracted to intense aerobic activity, while others will prefer slower-paced classes. Generate excitement by introducing new kinds of exercise throughout the year, such as tai chi, kickboxing, yoga and Pilates.
Some people may be motivated to get fit by the thought of helping those in need. Select a good cause – or several – and encourage employees to participate in a charity walk/run. You could even sponsor one that starts at your workplace.
People are more likely to stick with their exercise plan when they have a buddy or group for motivation. Provide incentives to encourage employees to team up or form walking groups. Also, hand out maps of walking routes that begin and end at the workplace.
If sprains, strains and back pain are common occurrences at your job site, group stretching before the start of each shift can help improve job performance and prevent injury. Even for those at desk jobs, a morning stretch or yoga class can get the blood flowing and increase energy levels for the rest of the day.
Turn your annual picnic into a fun and active day on the baseball diamond. Provide healthy drinks and lunch. Throwing, catching and running around the bases will build morale and improve fitness at the same time.
Offer convenient, safe and highly visible locations for employees to park their bicycles. Combine this initiative with an incentive program that encourages employees to bike to work or bike during lunch. Provide bike route maps, free water bottles with your company logo and a chance to win a new bicycle.
Offer flexible work hours to allow time for exercising during the day.
When feasible, suggest that employees engage in “walk and talk” meetings, rather than sitting in a conference room.
If possible, provide shower facilities onsite to encourage employees to exercise during the day.
Show your company’s commitment to health by providing wellness-boosting incentives like free or discounted gym memberships. This can be the motivation some people need to start exercising regularly. Solicit local gyms for discount packages or free promotional offers.
These are great incentives that encourage employees to stick to their exercise program by measuring steps and estimating distances. Encourage employees to take 6,000 steps daily for health or 10,000 steps daily for weight loss. A walking challenge can boost motivation for employees to get started.
Boost participation in an exercise program by offering a coupon for free or discounted running shoes.
Sports store merchandise will help equip your employees to swim, run or engage in other physical activity. Your local sports store may be willing to work with your company to create this incentive package, since it is sure to bring more fitness-focused customers into their store.
Some people are more comfortable exercising in the privacy and convenience of their own home. For these individuals, an at-home exercise regime can start with a motivational exercise DVD. Be sure to offer a variety of options, including for beginners, intense aerobics and the latest fitness trends.
Active lifestyles are critical to the health of your employees. Download our checklist to see how prepared your company is when it comes to promoting active lifestyles in the workplace.
Financial advising involves providing guidance and advice to individuals, families, or businesses to help them make informed decisions about their financial matters. This can include various aspects such as investment planning, retirement planning, tax planning, estate planning, and more. Financial advisors analyze their clients' financial situations, goals, and risk tolerance to create customized strategies that align with their objectives.
Financial planning is crucial for several reasons:
Goal Achievement: It helps individuals set and achieve financial goals, whether they are short-term, such as buying a home, or long-term, like funding a comfortable retirement.
Risk Management: Financial planning addresses risks by considering insurance, emergency funds, and other protective measures.
Budgeting and Saving: It promotes responsible money management through budgeting and saving, fostering financial stability.
Wealth Building: Effective financial planning can lead to wealth accumulation and the creation of a secure financial future.
Yes, financial advisors can help with debt management. They can assess your overall financial situation, create a budget, and develop strategies to pay down debt efficiently. They may also negotiate with creditors on your behalf, provide debt consolidation recommendations, and offer guidance on prioritizing and managing debt repayment.
The specific responsibilities of a financial advisor can vary, but generally, they:
The fees charged by financial advisors can vary widely based on factors such as the advisor's experience, the services provided, and the region.
Common fee structures include:
Hourly Fees: Advisors charge an hourly rate for their services.
Flat or Fixed Fees: A set fee is charged for specific services or a comprehensive financial plan.
Asset-based Fees: Fees are a percentage of the assets under management (AUM).
Commission-based Fees: Advisors earn commissions on financial products they sell.
Combination of Fees: Advisors may use a combination of the above fee structures.
It's important to discuss and clarify fee arrangements with a potential financial advisor before engaging in their services.